Posted in Affin Bank Credit Card, Classic Credit Card, Credit Card

 Affinbank MasterCard Classic Credit Card

Affin Bank MasterCard Classic Credit Card

Highlights

  • Finance charges rebate of 7.51% per annum
  • Up to 0.8% cash rebate for retail spending
  • Annual fee waived for life
  • Special Cash Reward – RM50.00 and RM25.00 yearly

Bank

Affin Bank Berhad

Minimum Income Requirement

RM24,000 per annum / RM2,000 per month

Annual Fee

  • Principal Card: Free for Life
  • Supplementary Card:Free for Life

Government Service Tax

Principal Card = RM50
Supplementary Card = RM25

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 9.99% per annum – 12 months Prompt payment with min repayment
  • 17.5% per annum – others
  • 18% per annum – Cash Advance

Key Benefits

  • AFFIN Bonus of 0.8% on your monthly retail spending
Total Monthly SpendAffin BonusAffin Bonus Earned
RM1 - RM99.99NilNil
RM100 - RM1,5000.4%RM0.4 - RM6
RM1,500 and above0.8%RM12 and above

*All retail purchases except petrol and government-related transactions.

  • Finance Charge Rebate – Earn Finance Charge Rebate of 7.51% per annum or 0.63% per month for Credit Card
  • Special Cash Reward – You will qualify for a Special Cash Reward of RM50 and RM25 for Principal and Supplementary card respectively, to redeem Government Service Tax charged yearly to your Credit Card.
    • New cardmembers: just spend accumulative RM300 or perform 5 transactions or perform balance transfer within three (3) months from the date of card issuance to qualify.
    • Subsequent years cardmembers: qualify for the Special Cash Reward when you spend an accumulated amount of RM5,000 and above per annum.
  • AFFIN Protector – Full Outstanding balance protection plan on your Affin Bank MasterCard Gold Credit Card up to RM50,000.
    • With charges of RM0.23 per every RM1,000 outstanding balance as per your monthly credit card statement.
  • Worldwide Acceptance and Instant Recognition – Instantly recognized at over 30 million establishments worldwide.
  • Access to Emergency Cash – Access to emergency funds via AFFINBANK ATMs and Branches and at over 500,000 MasterCard Cirrus and VISA PLUS ATMs worldwide.
  • Easy Installment Plan – Enjoy Easy Installment Plan (EiPlan) for retail purchase as low as RM500 per transaction when you spend with Affin Bank MasterCard Gold Credit Card
  • Balance Transfer Installment Plan (BTiP) – Simply transfers your balances from other Credit Cards to enjoy attractive one-time up-front charges and longer tenure. Transfer now and avoid paying high interests with AFFINBANK Balance Transfer Installment Plan (BTiP).

Travel Insurance Coverage

Travel Insurance Coverage: RM250,000

Travel Inconvenience Insurance:

  • Flight Delay: Up to RM250 (RM500)
  • Missed Connection: Up to RM250 (RM500)
  • Luggage Delay: Up to RM250 (RM500)
  • Lost Luggage: Up to RM500 (RM1,000)
Note : Coverage for family is shown within brackets

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