Affin Bank Touch ‘N Go MasterCard Classic Credit Card
- Finance charges rebate of 7.51% per annum
- Up to 0.8% cash rebate for retail spending
- Annual fee waived for life
- Special Cash Reward – RM50.00 and RM25.00 yearly
Minimum Income Requirement
RM24,000 per annum / RM2,000 per month
- Principal Card: Free for Life
- Supplementary Card:Free for Life
Government Service Tax
Principal Card = RM50
Supplementary Card = RM25
Principal Card = 21 years old
Supplementary Card = 18 years old
- 9.99% per annum – 12 months Prompt payment with min repayment
- 17.5% per annum – others
- 18% per annum – Cash Advance
- AFFIN Bonus of 0.8% on your monthly retail spending
|Total Monthly Spend||Affin Bonus||Affin Bonus Earned|
|RM1 - RM99.99||Nil||Nil|
|RM100 - RM1,500||0.4%||RM0.4 - RM6|
|RM1,500 and above||0.8%||RM12 and above|
*All retail purchases except petrol and government-related transactions.
- Finance Charge Rebate – Earn Finance Charge Rebate of 7.51% per annum or 0.63% per month for Credit Card
- Special Cash Reward – You will qualify for a Special Cash Reward of RM50 and RM25 for Principal and Supplementary card respectively, to redeem Government Service Tax charged yearly to your Credit Card.
- New cardmembers: just spend accumulative RM300 or perform 5 transactions or perform balance transfer within three (3) months from the date of card issuance to qualify.
- Subsequent years cardmembers: qualify for the Special Cash Reward when you spend an accumulated amount of RM5,000 and above per annum.
- AFFIN Protector – Full Outstanding balance protection plan on your Affin Bank MasterCard Gold Credit Card up to RM50,000.
- With charges of RM0.23 per every RM1,000 outstanding balance as per your monthly credit card statement.
- Worldwide Acceptance and Instant Recognition – Instantly recognized at over 30 million establishments worldwide.
- Access to Emergency Cash – Access to emergency funds via AFFINBANK ATMs and Branches and at over 500,000 MasterCard Cirrus and VISA PLUS ATMs worldwide.
- Easy Installment Plan – Enjoy Easy Installment Plan (EiPlan) for retail purchase as low as RM500 per transaction when you spend with Affin Bank MasterCard Gold Credit Card
- Balance Transfer Installment Plan (BTiP) – Simply transfers your balances from other Credit Cards to enjoy attractive one-time up-front charges and longer tenure. Transfer now and avoid paying high interests with AFFINBANK Balance Transfer Installment Plan (BTiP).
Travel Insurance Coverage
Travel Insurance Coverage: RM250,000
Travel Inconvenience Insurance:
- Flight Delay: Up to RM250 (RM500)
- Missed Connection: Up to RM250 (RM500)
- Luggage Delay: Up to RM250 (RM500)
- Lost Luggage: Up to RM500 (RM1,000)