Posted in Alliance Bank Credit Card, Classic Credit Card, Credit Card

Alliance Bank Classic Visa MasterCard Credit Card

Alliance Bank Classic Visa/MasterCard Credit Card


  • Up to 1.2% cash back* on anything, anywhere, anytime.
  • Enjoy 0% Finance Charge on all your spending for the first 3 months.
  • Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
  • Timeless Bonus Points that do not expire.


Alliance Bank Malaysia Berhad

Minimum Income Requirement

RM24,000 per annum/ RM2,000 per month

Annual Fee

  • Principal Card: RM68
  • Supplementary Card: RM20
*Annual Fees waived for first 3 years
Annual fee waiver for subsequent year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period

Government Service Tax

Principal Card = RM50
Supplementary Card = RM25

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12 months Prompt payment with min repayment
  • 17% per annum – 10 months – 12 months prompt min repayment
  • 18% per annum – Others
  • 18% per annum – Cash Advance

Key Benefits

  • 0% Finance Charges for 3 months
  • Up to 1.2% cash back* on retail spend
Cash Back Payout TableCash Back FactorMonthly Spending Range (RM)
Tier 10.50%RM0 - RM200
Tier 20.60%RM201 - RM350
Tier 30.80%RM351 - RM650
Tier 41.20%RM651 - RM1,000

*Cash back will only be rewarded till RM1,000 spending, no cash back available for spending of RM1,001 and above for Alliance Bank Gold Visa/MasterCard Credit Card

  • Timeless Bonus Points** that do not expire
** Timeless Bonus Points is awarded on retail spend only except for petrol and government agencies transactions
  • Exclusive privileges and discounts at participating merchants
  • Instalment Payment Plan at 0% p.a. interest rate at participating merchants
  • Customer Service Hotline Assistance
  • No lost card liability upon reporting
  • Worldwide recognition and acceptance
  • Cash advance withdrawal up to 100% of your credit limit

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