Alliance Bank Classic Visa/MasterCard Credit Card
- Up to 1.2% cash back* on anything, anywhere, anytime.
- Enjoy 0% Finance Charge on all your spending for the first 3 months.
- Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
- Timeless Bonus Points that do not expire.
Minimum Income Requirement
- Principal Card: RM68
- Supplementary Card: RM20
Government Service Tax
Principal Card = RM50
Supplementary Card = RM25
Principal Card = 21 years old
Supplementary Card = 18 years old
- 15% per annum – 12 months Prompt payment with min repayment
- 17% per annum – 10 months – 12 months prompt min repayment
- 18% per annum – Others
- 18% per annum – Cash Advance
- 0% Finance Charges for 3 months
- Up to 1.2% cash back* on retail spend
|Cash Back Payout Table||Cash Back Factor||Monthly Spending Range (RM)|
|Tier 1||0.50%||RM0 - RM200|
|Tier 2||0.60%||RM201 - RM350|
|Tier 3||0.80%||RM351 - RM650|
|Tier 4||1.20%||RM651 - RM1,000|
*Cash back will only be rewarded till RM1,000 spending, no cash back available for spending of RM1,001 and above for Alliance Bank Gold Visa/MasterCard Credit Card
- Timeless Bonus Points** that do not expire
- Exclusive privileges and discounts at participating merchants
- Instalment Payment Plan at 0% p.a. interest rate at participating merchants
- Customer Service Hotline Assistance
- No lost card liability upon reporting
- Worldwide recognition and acceptance
- Cash advance withdrawal up to 100% of your credit limit