Posted in Alliance Bank Credit Card, Credit Card, Gold Credit Card

 Alliance Bank CNI Gold Credit Card

Alliance Bank CNI Gold Visa Credit Card

Highlights

  • Earn CNI Gold points to redeem exclusive gifts and CNI products
  • 0% Instalment Payment Plan of 6-month or 12-month for purchase of selected CNI products above RM1,000 in a single receipt

Bank

Alliance Bank Malaysia Berhad

Minimum Income Requirement

RM24,000 per annum/ RM2,000 per month

Annual Fee

  • Principal Card: RM148
  • Supplementary Card: RM30
*Annual Fee Waiver for Life (throughout your CPA Australia membership)

Government Service Tax

Principal Card = RM50
Supplementary Card = RM25

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12 months Prompt payment with min repayment
  • 17% per annum – 10 months – 12 months prompt min repayment
  • 18% per annum – Others
  • 18% per annum – Cash Advance

Key Benefits

  • Earn CNI Gold points* to redeem exclusive gifts and CNI products (you will earn 2 CNI Gold points for every RM1 spent at CNI Distribution Centres and 1 CNI Gold point for every RM1 spent elsewhere)
  • 0% Instalment Payment Plan of 6-month or 12-month for purchase of selected CNI products above RM1,000 in a single receipt
  • Customer Service Hotline Assistance
  • No loss card liability upon reporting
  • Worldwide recognition and acceptance

* CNI Gold points is awarded on retail spend only except for petrol and government agencies transactions

  • Cash advance withdrawal up to 100% of your credit limit
  • Interest-free period for retail transactions:
    • 20 days from statement date only if all retail transactions (excluding cash advance, balance transfer and instalment payment plan programmes) of the previous month are fully paid by the payment due date
    • If partial payment, minimum payment or no payment is made on or before the payment due date, finance charges will be imposed from the day transaction is posted to the card account

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