Alliance Bank Gold Visa/MasterCard Credit Card
- Up to 1.3% cash back* on anything, anywhere, anytime.
- Enjoy 0% Finance Charge on all your spending for the first 3 months.
- Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
- Timeless Bonus Points that do not expire.
- Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
- AirAsia BIG Points Redemption (for VISA Credit Card only).
Minimum Income Requirement
- Principal Card: RM148
- Supplementary Card: RM30
Government Service Tax
Principal Card = RM50
Supplementary Card = RM25
Principal Card = 21 years old
Supplementary Card = 18 years old
- 15% per annum – 12 months Prompt payment with min repayment
- 17% per annum – 10 months – 12 months prompt min repayment
- 18% per annum – Others
- 18% per annum – Cash Advance
- 0% Finance Charge for first 3 months
- Up to 1.3% cash back* on retail spend
|Cash Back Payout Table||Cash Back Factor||Monthly Spending Range (RM)|
|Tier 1||0.55%||RM0 - RM300|
|Tier 2||0.65%||RM301 - RM600|
|Tier 3||0.85%||RM601 - RM950|
|Tier 4||1.30%||RM951 - RM3,000|
*Cash back will only be rewarded till RM3,000 spending, no cash back available for spending of RM3,001 and above for Alliance Bank Gold Visa/MasterCard Credit Card
- Timeless Bonus Points** that do not expire
- Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines
- AirAsia BIG Points Redemption (for VISA Credit Card only)
- Exclusive privileges and discounts at participating merchants
- Instalment Payment Plan at 0% p.a interest rate at participating merchants
- Customer Service Hotline Assistance
- No lost card liability upon reporting
- Worldwide recognition and acceptance