Posted in Alliance Bank Credit Card, Credit Card, Gold Credit Card

Alliance Bank Visa Gold Visa MasterCard Credit Card

Alliance Bank Gold Visa/MasterCard Credit Card

Highlights

  • Up to 1.3% cash back* on anything, anywhere, anytime.
  • Enjoy 0% Finance Charge on all your spending for the first 3 months.
  • Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
  • Timeless Bonus Points that do not expire.
  • Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
  • AirAsia BIG Points Redemption (for VISA Credit Card only).

Bank

Alliance Bank Malaysia Berhad

Minimum Income Requirement

RM24,000 per annum/ RM2,000 per month

Annual Fee

  • Principal Card: RM148
  • Supplementary Card: RM30
*Annual Fees waived for first 3 years
Annual fee waiver for subsequent year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period

Government Service Tax

Principal Card = RM50
Supplementary Card = RM25

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12 months Prompt payment with min repayment
  • 17% per annum – 10 months – 12 months prompt min repayment
  • 18% per annum – Others
  • 18% per annum – Cash Advance

Key Benefits

  • 0% Finance Charge for first 3 months
  • Up to 1.3% cash back* on retail spend
Cash Back Payout TableCash Back FactorMonthly Spending Range (RM)
Tier 10.55%RM0 - RM300
Tier 20.65%RM301 - RM600
Tier 30.85%RM601 - RM950
Tier 41.30%RM951 - RM3,000

*Cash back will only be rewarded till RM3,000 spending, no cash back available for spending of RM3,001 and above for Alliance Bank Gold Visa/MasterCard Credit Card

  • Timeless Bonus Points** that do not expire
** Timeless Bonus Points is awarded on retail spend only except for petrol and government agencies transactions
  • Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines
  • AirAsia BIG Points Redemption (for VISA Credit Card only)
  • Exclusive privileges and discounts at participating merchants
  • Instalment Payment Plan at 0% p.a interest rate at participating merchants
  • Customer Service Hotline Assistance
  • No lost card liability upon reporting
  • Worldwide recognition and acceptance

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