Posted in Alliance Bank Credit Card, Credit Card, Platinum Credit Card

Alliance Bank Platinum Visa MasterCard Credit Card

Alliance Bank Platinum Visa/MasterCard Credit Card

Highlights

  • Up to 2.0% cash back* on anything, anywhere, anytime.
  • Enjoy 0% Finance Charge on all your spending for the first 3 months.
  • Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
  • Timeless Bonus Points that do not expire. 2x Timeless Bonus Points on overseas spend.
  • Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
  • AirAsia BIG Points Redemption (for VISA Credit Card only).
  • Unlimited complimentary access to KLIA Plaza Premium Lounge.

Bank

Alliance Bank Malaysia Berhad

Minimum Income Requirement

RM60,000 per annum/ RM5,000 per month

Annual Fee

  • Principal Card: RM438
  • Supplementary Card: Free for Life
*Annual Fees waived for first 3 years
Annual fee waiver for subsequent year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period

Government Service Tax

Principal Card = RM50
Supplementary Card = RM25

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12 months Prompt payment with min repayment
  • 17% per annum – 10 months – 12 months prompt min repayment
  • 18% per annum – Others
  • 18% per annum – Cash Advance

Key Benefits

Platinum-style Privileges

  • High credit limit
  • Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines
  • AirAsia BIG Points Redemption (for VISA Credit Card only)
  • 24-hour concierge services provided by VISA International and MasterCard Worldwide
  • Passport to Global Platinum Privileges from VISA International and MasterCard Worldwide

Platinum Benefits

  • 0% Finance Charge for first 3 months
  • Up to 2.0% cash back* on retail spend
Cash Back Payout TableCash Back FactorMonthly Spending Range (RM)
Tier 10.60%RM0 - RM500
Tier 20.70%RM501 - RM1,350
Tier 30.90%RM1,351 - RM2,550
Tier 42.00%RM2,551 - RM5,000
*Cash back will only be rewarded till RM5,000 spending, no cash back available for spending of RM5,001 and above for Alliance Bank Platinum Visa/MasterCard Credit Card
  • 2x Timeless Bonus Points** on overseas spend
  • Exclusive privileges and discounts at participating merchants
  • Instalment Payment Plan at 0% p.a. interest rate at participating merchants
  • Unlimited Complimentary Access to KLIA Plaza Premium Lounge
  • Customer Service Hotline Assistance
  • No lost card liability upon reporting
  • Worldwide recognition and acceptance
  • Cash advance withdrawal up to 100% of your credit limit

** Timeless Bonus Points is awarded on retail spend only except for petrol and government agencies transactions


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