Alliance Bank Platinum Visa/MasterCard Credit Card
- Up to 2.0% cash back* on anything, anywhere, anytime.
- Enjoy 0% Finance Charge on all your spending for the first 3 months.
- Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
- Timeless Bonus Points that do not expire. 2x Timeless Bonus Points on overseas spend.
- Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
- AirAsia BIG Points Redemption (for VISA Credit Card only).
- Unlimited complimentary access to KLIA Plaza Premium Lounge.
Minimum Income Requirement
- Principal Card: RM438
- Supplementary Card: Free for Life
Government Service Tax
Principal Card = RM50
Supplementary Card = RM25
Principal Card = 21 years old
Supplementary Card = 18 years old
- 15% per annum – 12 months Prompt payment with min repayment
- 17% per annum – 10 months – 12 months prompt min repayment
- 18% per annum – Others
- 18% per annum – Cash Advance
- High credit limit
- Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines
- AirAsia BIG Points Redemption (for VISA Credit Card only)
- 24-hour concierge services provided by VISA International and MasterCard Worldwide
- Passport to Global Platinum Privileges from VISA International and MasterCard Worldwide
- 0% Finance Charge for first 3 months
- Up to 2.0% cash back* on retail spend
|Cash Back Payout Table||Cash Back Factor||Monthly Spending Range (RM)|
|Tier 1||0.60%||RM0 - RM500|
|Tier 2||0.70%||RM501 - RM1,350|
|Tier 3||0.90%||RM1,351 - RM2,550|
|Tier 4||2.00%||RM2,551 - RM5,000|
- 2x Timeless Bonus Points** on overseas spend
- Exclusive privileges and discounts at participating merchants
- Instalment Payment Plan at 0% p.a. interest rate at participating merchants
- Unlimited Complimentary Access to KLIA Plaza Premium Lounge
- Customer Service Hotline Assistance
- No lost card liability upon reporting
- Worldwide recognition and acceptance
- Cash advance withdrawal up to 100% of your credit limit
** Timeless Bonus Points is awarded on retail spend only except for petrol and government agencies transactions