Posted in AmBank Credit Card, Credit Card, Platinum Credit Card

AmBank Platinum MasterCard Credit Card AmBank Platinum Visa Credit Card

AmBank Platinum Visa/MasterCard Credit Card


  • Free for life – No Annual Fee
  • Earn 1X AmBonus Point for every RM1 spend.
  • Earn 2X AmBonus Points for overseas spend.
  • 0% easy installments plan up to 24 months
  • Complimentary access to Plaza Premium Lounge


AmBank (M) Berhad

Minimum Income Requirement (Monthly)


Annual Fee

  • Principal Card: Free for life
  • Supplementary Card: First 3 supplementary cards are Free for life

Government Service Tax

Principal Card = RM50
Supplementary Card = RM25

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12 months Prompt payment with min repayment
  • 17% per annum – 10 months – 12 months prompt min repayment
  • 18% per annum – Others
  • 18% per annum – Cash Advance
  • From 4.99% to 8.99% per annum – Balance Transfer

Key Benefits

  • Complimentary access Plaza Premium Lounge at 17 international airports

* Effective 20 February 2014, you get to enjoy complimentary access with a minimum of 3 overseas transactions charged to your card within 30 days before/after your lounge visit.

  • 0% easy installment plan up to 24 months at selected merchants
  • Enjoy FREE companion travel when you fly First or Business Class on partner airlines and enjoy preferential service at some of the most spectacular golf courses.
  • Earn 1 AmBonus Point for every RM1 spend
  • Earn 2X AmBonus Points for oversears spend.
    • *Not included online transactions
  • Redeem anything on the spot with as low as 1,500 AmBonus Points. Participating partners:
    • ESH
    • Krispy Kreme
    • Starbucks
    • Cathay Cineplex
    • Cosway
    • Courts
    • Jesley
    • Sen Heng
    • SenQ
  • Airline Miles conversion at over 50 airlines partners
  • AmProtector Insurance – Protect your card’s outstanding balances against uncertainties. With just RM0.24 per RM100, you’ll be covered up to RM50,000 in the event of death, or total permanent disability.

Travel Insurance Coverage

RM1 Million

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