Posted in American Express Credit Card, Credit Card, Gold Credit Card, MayBank Credit Card


American Express® Gold Credit Card


  • Lifetime fee waiver
  • 5X Membership Reward points on groceries, petrol, Cathay Cineplexes, selected bookstores and telco charges via Express Autopay.
  • 2X Membership Reward points foo all other spend.
  • Enjoy a low Finance Charge of 9% per annum if prompt minimum repayment of 12 months


MayBank Malayan Banking Berhad

Minimum Income Requirement (Monthly)


Annual Fee

Principal Card = FREE for life
Supplementary Card = FREE for life

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 to 65 years old
Supplementary Card = 18 to 65 years old

Interest Rate

  • 9% per annum – 12 months prompt payment of less than or equal to 50% of monthly outstanding balances
  • 17% per annum – 10 months -12 months prompt payments
  • 18% per annum – Others

Key Benefits

  • Enjoy a low Finance Charge of 9% p.a. on your outstanding retail balance All you have to do is promptly settle your minimum payment of 5% or a minimum of RM25.
  • 5x Membership Rewards points for every Ringgit spent on groceries, petrol, Cathay Cineplexes, bookstores – Kinokuniya, Borders, Times and MPH – and telco charges via Express Autopay – Celcom, Digi, Maxis and Telekom.
  • 2x Membership Rewards points for all spend elsewhere.
  • Lifetime Fee Waiver with complimentary supplementary cards.

*1000 Membership reward points = RM5 value

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