Posted in Citibank Credit Card, Credit Card

Citibank Choice Credit Card

Citibank Choice Card


  • Free for Life – No annual fee
  • Evergreen Citi Rewards Points
  • Accepted in over 120 countries


Citibank Berhad

Minimum Income Requirement (Monthly)


Annual Fee

Principal Card: Free for life

Supplementary Card: Free for life

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 8.88% per annum – 12 months prompt payment of more than 50% of monthly outstanding balances
  • 15% per annum – 12 months prompt payment of less than or equal to 50% of monthly outstanding balances
  • 17% per annum – 10 months -12 months prompt payments
  • 18% per annum – Others

Key Benefits

  • Citibank Rewards – Enjoy 50 Rewards Points for every RM50 spent per transaction except for petrol station purchases and these points never expire.
  • Citibank World Privileges – Discounts and privileges at over 1,000 local and 24,000 global hotels, restaurants, boutiques, retail outlets, golf resorts and more.

 photo Apply-Now.png