Posted in Citibank Credit Card, Credit Card, Platinum Credit Card

 Citibank Cash Back Card  Master Visa

Citibank Platinum Cash Back Card

Highlight

  • Cash back up to 5% on your daily retail spending
  • No minimum spend required to unlock the Cash back
  • Automatic cash back into your Citibank credit card account

Bank

Citibank Berhad

Minimum Income Requirement (Monthly)

RM3,333

Annual Fee

  • Main Card = RM195.00 per annum
  • Supplementary Card = RM100 per annum

Interest Rate

  • 8.88% p.a. – Prompt payment of more than 50% of outstanding balance for 12 months
  • 15% p.a. – Prompt payment of less than 50% of outstanding balance for 12 months
  • 17% p.a. – Prompt payment of at least 10 months in a 12-month cycle
  • 17.5% p.a. – Otherwise

Cashback/Cash Rebate

  • 5% – Petrol (All Petrol stations)
  • 2% – Pharmaceutical
  • 2% – Grocery
  • 2% – Phone bills
  • 0.3% – Everything else

Cash Advance

  • 5% of the cash amount (minimum cash amount take = RM20)
  • 18% per annum daily interest

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