Posted in Credit Card, Hong Leong Bank Credit Card

Hong Leong Bank ACCCIM Visa Card

Hong Leong Bank ACCCIM Visa Card


  • Low fee of 3% on cash advance
  • Complimentary travel Insurance
  • Complimentary access to Plaza Premium Lounge


Hong Leong Bank Berhad

Minimum Monthly Income Requirement


Annual Fee

  • Visa
    • Principal Card: Free for life*
    • Supplementary Card: Free for life
  • American Express
    • Principal Card: RM216
    • Supplementary Card: RM108

*Waived for first 3 years. Subsequent year annual fee waived when you make purchases using your Hong Leong ACCCIM Credit Card for 12 times per annum/charge a total of RM5,000 per annum.

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

15% per annum – 12 months Prompt payment with min repayment

17% per annum – 10 months -12 months prompt min repayment

18% per annum – Others

Key Benefits/Features

  • No annual Fee
    • Waived for first 3 years.
    • Subsequent years: Waived with either minimum swipe of 12 times per annum/total spend of RM5,000 per annum
  • Higher credit limit up to RM300,000
  • Pre-approved Trading Line with HL eBroking – extended by up to 3 times your credit limit or a maximum trading line of RM150,000
  • Lower cash advance fee of 3% only or RM20 whichever is higher
  • Extended Payment Plan (EPP) with 0% interest installment plan, and stretch your payment tenure to 6 or 12 months.
  • 24 hours cash accessibility – Withdraw up to 80% of your credit limit at over 500,000 Express Cash Network and VISA Plus ATMs worldwide.
  • Personalized Business Credit Card – option to emboss your company name on your Hong Leong ACCCIM Credit Card.
  • Free Touch n’ Go Zing Card.

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