Posted in Credit Card, Gold Credit Card, Hong Leong Bank Credit Card


Hong Leong Bank Gold Card


  • Enjoy low interest rate of 6.99% applies to all first-time balance transfers.
  • Cash-on-Call – Emergency cash up to 90% of your card’s available credit
  • 24-hour cash accessibility
  • Extended Payment Plan (EPP)
  • Exclusive Hong Leong Club Rewards Points
  • Complimentary Travel Insurance and Travel Inconvenience Coverage


Hong Leong Bank Berhad

Minimum Monthly Income Requirement


Annual Fee

  • Principal Card: RM160
  • Supplementary Card: RM80

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

6.99% per annum – on your balance transfer outstanding balance,

15% per annum – 12 months Prompt payment with min repayment

17% per annum – 10 months -12 months prompt min repayment

18% per annum – Others

Key Benefits/Features

  • Lifetime interest rate of 6.99% per annum on your balance transfer.
  • Cash-on-Call – call for your emergency cash up to 90% of your Gold card’s available credit, and enjoy affordable equal monthly installments at a low interest rate of only 9.88% per annum.
  • 24-hour cash accessibility – Easy access to cash over 500,000 Express Cash Network and VISA PLUS ATMs worldwide.
  • Extended Payment Plan (EPP) – Stretching your payment tenure with 0% interest installment plan for 6 months and 12 months
  • Hong Leong Club Rewards – Earn 1 Reward Points with every ringgit charged on your Hong Leong Bank Gold Card
  • Complimentary Travel Insurance and Travel Inconvenience Coverage up to RM750,000*
*Just charge your holiday tickets to your Hong Leong Bank Platinum Card and enjoy complimentary coverage.

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