Posted in Credit Card, Hong Leong Bank Credit Card, Platinum Credit Card

Hong Leong Bank Platinum Visa MasterCard

Hong Leong Bank Platinum Card


  • Up to 2% cash rebate on your purchases
  • Enjoy high credit limit of up to RM300,000
  • Enjoy 1 Reward Point with every ringgit charged
  • Complimentary supplementary card, for life
  • Complimentary Travel Insurance and Travel Inconvenience Coverage
  • Complimentary Retail Purchase Protection Coverage
  • Enjoy Preferential Forex Rates.


Hong Leong Bank Berhad

Minimum Monthly Income Requirement


Annual Fee

  • Principal Card: RM400
  • Supplementary Card: First card free for life, subsequent card RM200

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

15% per annum – 12 months Prompt payment with min repayment

17% per annum – 10 months -12 months prompt min repayment

18% per annum – Others

Key Benefits/Features

  • Enjoy a high credit limit of up to RM300,000
  • Depending on your outstanding balance for the month, enjoy up to 2% cash rebate monthly.
  • The cash rebate is awarded based on a pre-determined rate multiplied by your spending for the current month. The rate is derived from your Opening Balance less payment and credit adjustments reflected in your current statement.

Below are the cash rebate tiers for your reference:

Opening Balance*(as shown on your current statement)Rate
RM10,000 - RM25,0000.2% Cash Rebate
RM25,001 - RM50,0000.5% Cash Rebate
Above RM50,0002.0% Cash Rebate
*Your previous statement balance amount less all payments and credit entries reflected in your current statement.
Example of how much cash rebate you can earn based on the rates shown above:
 Customer ACustomer BCustomer C
Opening BalanceRM10,000RM25,001RM50,001
Total Retail Spending for the current monthRM6,000RM6,000RM6,000
Cash Rebate Rate applicable0.2%0.5%2.0%
Cash Rebate Earned and reflected in the current statementRM12.00RM30.00RM120.00
  • Hong Leong Club Rewards – Earn 1 Reward Point for every ringgit charges (except for petrol station purchases) to your platinum card for both locally and overseas.
  • Complimentary Supplementary Card, Free for life.
    • First supplementary card – free for life
    • Subsequent supplementary card RM200 annual fee.
  • Platinum Travel Privileges
    • Complimentary Travel Insurance and Travel Inconvenience Coverage up to RM1,700,000*
    • Complimentary Purchase Protection Coverage.*
    • Enjoy preferential Forex Rates. Applicable for purchases made at Hong Leong Bank branches.
*Just charge your holiday tickets to your Hong Leong Bank Platinum Card and enjoy complimentary coverage.
  • Platinum Lifestyle Privileges
    • Toll-free Platinum Customer Service Line
    • 24-hour Personal Concierge

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