Posted in Credit Card, Hong Leong Bank Credit Card

Hong Leong Wise Visa Gold Card

Hong Leong Wise Visa Gold Card


  • Enjoy 10% cash back. Every day.
  • Choose 2 categories that suit you best + Mobile category as bonus
  • Switch reward categories to suit your current needs
  • Highest fixed cash back return


Hong Leong Bank Berhad

Minimum Income Requirement (Monthly)


Annual Fee

  • Principal Card: RM160
  • Supplementary: RM80

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

15% per annum – 12 months Prompt payment with min repayment

17% per annum – 10 months -12 months prompt min repayment

18% per annum – Others

Cashback/Cash Rebate

10% – Cash Back for all retail spends on 2 of your selected cash back categories *Mobile spending – bonus category

Monthly cash back capping: RM100

No.CategoriesMerchants / Merchant Category Code (MCC)
1MobileMaxis, Celcom, Digi, U Mobile and YES
2PharmaciesGuardian, Watsons, Caring and Eu Yan Sang outlets
3GroceriesAll grocery stores (MCC 5411)
4PetrolAutomated fuel dispensers at all petrol stations (MCC 5542)
5DiningAll dining outlets (MCC 5811, 5812, 5814)
6DepartmentalParkson, AEON, Isetan, Metrojaya, Robinsons, Tangs, GAMA and Sogo outlets
7Book StoresMPH, Popular, Borders, Kinokuniya, Times, Smart and BookXcess stores
8UtilitiesElectricity and Water (MCC 4900)
9EntertainmentAll cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box and Neway
10TravelAll airlines (MCC 3000-3299, 4511), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)

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