Posted in Credit Card, HSBC Bank Credit Card, Platinum Credit Card

HSBC Bank Advance Visa Platinum Credit Card

HSBC Bank Advance Visa Platinum Credit Card


  • Automatic Flight & Travel Accident up to RM1.5 million
  • Earn reward points with every ringgit spend
  • Visa premium privileges and rewards
  • SmartPrivileges Programme


HSBC Bank Malaysia Berhad

Minimum Income Requirement (Monthly)


*HSBC Advance Account needed

Annual Fee

  • Principal Card: RM240
  • Supplementary Card: RM120

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12m Prompt payment with min repayment
  • 17% per annum – 10m-12m prompt min repayment
  • 18% per annum – Others
  • 18% per annum – Cash Advance
  • Up to 18% per annum – Balance Transfer

Key Benefits

  • Visa Premium Privileges – As an HSBC Advance Visa Platinum Credit Cardholder, you will also enjoy a host of premium privileges from Visa.
  • HSBC Rewards Programme – Redeem your Reward Poins for greater dining and shopping experiences and enjoy better entertainment, memorable vacations, cool gadgets, cash backs and more.
    • Plus get 500 HSBC Reward Points^ OFF selected items* when you redeem online.
  • SmartPrivileges Programme – Get exclusive deals and savings at more than 6,500 Shopping outlets nationwide with your HSBC Advance Visa Platinum Credit Card. With new and exciting offers every month, you’ll enjoy better savings on your shopping sprees.
  • Grace Free Period – Enjoy 20 days grace period on all Shopping transactions from the posting date of the said transactions, provided all outstanding balances as stated in the monthly statement of the previous month are fully settled.

Automatic Flight & Travel Accident Insurance

Up to RM1.5 million

Purchase Protection Cover

  • Up to RM 15,000 on any one article.
  • Up to RM 45,000 per occurence.

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