OCBC Bank 365 MasterCard
- 1% rebate on all retail spending up to RM1,000
- 0.5% rebate on subsequent spend above RM1,000
- No cap on spending
- No minimum of spend & swipe
Minimum Income Requirement (Monthly)
Principal Card: RM100
Supplementary Card: RM50
*No annual fee for first year
Government Service Tax
Principal Card = RM50 per annum
Supplementary Card = RM25 per annum
Principal Card = 21 years old
Supplementary Card = 18 years old
- 15% per annum – 12 months Prompt payment with min repayment
- 17% per annum – 10 months -12 months prompt min repayment
- 18% per annum – Others
- 1% Cash Rebate – All Retail Spending
- Earn 1.0% rebate on all retail purchases both when you spend with your OCBC Bank 365 MasterCard, up to RM1,000 spending every month.
- 0.5% Cash Rebate – All Retail Spending
- Earn 0.5% rebate on all retail purchases when you spend with your OCBC Bank 365 MasterCard, on all subsequent retail purchases above RM1,000.
*Including local and overseas retail spending transacted via auto-debit, recurring payments, internet, installment payment plans, mail and telephone orders.
*Maximum monthly cash rebate: Unlimited
- Enjoy 20-day interest-free period from the billing date on all retail purchases.