Posted in Credit Card, OCBC Bank Credit Card

OCBC Bank Silver MasterCard

OCBC Bank Silver MasterCard


  • 0.5% Rebate on all retail spending
  • No cap on spending
  • No minimum of spend & swipe
  • Hassle-free Auto-IPP (Instalment Payment Plan)


OCBC Bank (Malaysia) Berhad

Minimum Income Requirement (Monthly)


Annual Fee

Principal Card: RM98

Supplementary Card: RM50

*No annual fee for first year

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% p.a. – 12 months Prompt payment with min repayment
  • 17% p.a. – 10 months -12 months prompt min repayment
  • 18% p.a. – Others

Cashback/Cash Rebate

  • 1% – All Retail Spending

*Including local and overseas retail spending transacted via auto-debit, recurring payments, internet, installment payment plans, mail and telephone orders.

*Maximum monthly cash rebate: Unlimited

  • Enjoy 20-day interest-free period from the billing date on all retail purchases.
  • Hassle-free Auto-IPP (Instalment Payment Plan)
    • 3 months’ Auto-IPP for retail transactions between RM500-RM1,000
    • 6 months’Auto-IPP for retail transaction above RM1,000

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