Posted in Credit Card, Gold Credit Card, OCBC Bank Credit Card


OCBC Gold Card – Visa


  • Unlimited 0.2% rebate on all purchases except petrol
  • Free travel inconvenience benefit (coverage up to RM2,000)
  • No annual fee with just 12 swipes yearly


OCBC Bank (Malaysia) Berhad

Minimum Income Requirement (Monthly)


Annual Fee

  1. Principal Card = RM38 per annum
  2. Supplementary Card = RM28 per annum

*No annual fee for the first year | Zero annual fee with 12 swipes a year for subsequent years

Interest Rate

  • 15% p.a. – 12 months prompt payment of less than or equal to 50% of monthly outstanding balances
  • 17% p.a. – 10 months -12 months prompt payments
  • 18% p.a. – Others

Cashback/Cash Rebate

0.2% – All purchases except petrol transaction

*Unlimited, no capping

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