Posted in Credit Card, OCBC Bank Credit Card, Platinum Credit Card

OCBC Bank Platinum MasterCard

OCBC Bank Platinum MasterCard


  • Unlimited 0.5% rebate on all purchases except petrol
  • Free travel insurance (coverage up to RM2,000)
  • Free access to KLIA lounge


OCBC Bank (Malaysia) Berhad

Minimum Income Requirement (Monthly)


Annual Fee

Principal Card = RM188 per annum
Supplementary Card = RM68 per annum
*No annual fee for the first year | Zero annual fee with 24 swipes a year for subsequent years

Interest Rate

15% p.a. – 12 months prompt payment of less than or equal to 50% of monthly outstanding balances

17% p.a. – 10 months -12 months prompt payments
18% p.a. – Others

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Cashback/Cash Rebate

0.5% – All purchases except petrol transaction

*Unlimited, no capping

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