Posted in Credit Card, Gold Credit Card, Public Bank Credit Card

 Public Bank Gold MasterCard Credit Card

Public Bank Gold MasterCard Credit Card

Highlights

  • Up to 0.7% Cash back
  • Travel Insurance up to RM1 million

Bank

Public Bank Berhad

Minimum Income Requirement (Monthly)

RM2,000

Annual Fee

  • Principal Card: RM150.00*
  • Supplementary Card: RM100

*First year annual fee waived.

Subsequent years’ annual fee waiver based on minimum 12 swipes over the preceding 12 months.

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12 months Prompt payment with min repayment
  • 17% per annum – 10 months – 11 months prompt min repayment
  • 18% per annum – Others

Cashback/Cash Rebate

Cash back based on retail spending:

  • 0.7% – retail spend above RM30,000
  • 0.6% – retail spend between RM10,000 – RM29,999
  • 0.5% – retail spend between RM3,000 – RM9,999
  • 0.3% – retail spend below RM2,999

Travel Insurance Coverage

Up to RM1,000,000 per annum

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