Posted in Credit Card, Public Bank Credit Card


Public Bank Visa Commercial Credit Card


  • Corporate payment card that ensures employers are given a peace of mind in controlling purchases.


Public Bank Berhad

Minimum Requirement (Monthly)

  • Individual: RM2,000
  • Private Limited and Listed Company:
    • Minimum of 2 years in Business Operation
    • Minimum Paid-up capital of RM100,000

Annual Fee

  • Principal Card: RM150

*First year annual fee waiver

Government Service Tax

Principal Card = RM50 per annum

Age Eligible

Principal Card = 21 years old

Interest Rate

  • 18% per annum
*25 days Interest-Free Period for Retail Transaction

Key Benefits

  • Travel and Entertainment (T&E)
    A card for all your employees business travel expenses such as hotel and meals and at the same time ensuring that all expenses are in compliance with your company’s travel policies.
  • Cost Reduction
    Spend less time and money on your procurement process.
  • Less Paperwork
    Eliminate the need for requisitions, purchase orders, invoices and cumbersome supplier payments process.
  • Less Employee Time
    No longer spend valuable time generating and tracking orders, or reconciling problems inherent with traditional purchase order process.
  • Attractive Credit Terms
    Minimum of 25 days up to a maximum of 55 days credit terms.
  • Cash Flow Management
    Provide “working line of credit” for your company purchases.
  • Limit Controls
    Transaction and spending limit controls including control on the number of transactions done in a day, week or month.
  • Category of Purchase Control
    Control what your employees purchase by selecting only required categories of purchases.
  • Travel Insurance Protection
    Protects you and your employees with travel accident and travel inconvenience coverage.
  • Purchase Protection
    Protects against eligible losses that might be incurred in the event of card misuse under a Corporate Liability Waiver Insurance program.

Travel Insurance Coverage

Up to RM1 million per annum

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