Posted in Credit Card, Public Bank Credit Card, Visa Signature Credit Card


Public Bank Visa Signature Credit Card


  • 6% Cash Back on grocery, dining and online transaction
  • Earn VIP Point for other retail transactions
  • Unlimited Complimentary Access to Plaza Premium Lounge Malaysia
  • Free Automatic Travel Insurance up to RM1.5 Million
  • Lifetime fee waiver with just 12 swipes a year


Public Bank Berhad

Minimum Requirement (Monthly)


Annual Fee

  • Principal Card: RM388
  • Supplementary Card: RM200
*Free for first year
Subsequent years annual fee waived with only 12 swipes over the preceding 12 months.

Government Service Tax

Principal Card = RM50 per annum
Supplementary Card = RM25 per annum

Age Eligible

Principal Card = 21 years old
Supplementary Card = 18 years old

Interest Rate

  • 15% per annum – 12 months Prompt payment with min repayment
  • 17% per annum – 10 months – 11 months prompt min repayment
  • 18% per annum – Others

Key Benefits

  • 6% Cashback for groceries, dining and online puchases both locally and overseas.
  • Earn VIP Reward Points for all other retail transactions. VIP Points can redeem:
    • Air Miles
    • Gift Vouchers
    • Products from Public Bank Preferred Redemption Rewards Catalogue
  • Free Automatic Travel Insurance – Up to RM1.5 million travel insurance coverage

Travel Insurance Coverage

Up to RM1.5 million

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